John Ulzheimer Download CV

John Ulzheimer serves as the President of Consumer Education for Credit.com, President of The Ulzheimer Group, LLC, and founder of CreditExpertWitness. He is a nationally recognized expert on credit reporting, credit scoring and identity theft. In addition to his expertise in personal finance and consumer credit, John also serves as an expert witness and legal consultant for clients involved in credit related litigation.

John has 17 years of experience in the consumer credit industry including positions with Equifax Credit Information Services and The Fair Isaac Corporation (inventors of the FICOŽ credit scoring system). He has authored or created numerous educational materials on the subject including:

  • The book, You're Nothing but a Number, Why achieving great credit scores should be on your list of wealth building strategies.
  • The Credit Report Card, an innovative educational credit report and score designed to teach you where your credit really stands.
  • The consumer handbook, Surviving Identity Theft.
  • The educational course, The GetCreditWise ToolKit
  • The white paper, Common Mistakes Made by Ineffective Credit Expert Witnesses.

John has appeared on CNBC, FOX News, CNN and Oprah's "Oprah and Friends" XM Satellite Radio. He has contributed content for CNBC's "On The Money", Freddie Mac's "Know Your Score" campaign, Oprah's "Debt Diet" series and The Suze Orman Show. He is also a frequent commentator on credit-related issues in various outlets including CNBC, USA TODAY, Los Angeles Times, CNN.com, Washington Post, Money Magazine, American Banker, Wall Street Journal, SmartMoney, MarketWatch, MSNBC.com, The Motley Fool, Forbes.com, Bankrate.com, and other regional business and consumer media.

In his hometown of Atlanta, John teaches a course, when offered, on credit reporting and scoring at The Emory University Center for Lifelong Learning and was named by the students the Top Personal Finance and Investments Instructor for the 2005/2006 term. He is also a regular guest lecturer at The Westminster Schools in Atlanta and The University of Georgia in Athens.

John Ulzheimer - Credit Expert Witness